The Best Cash-Back Credit Cards for Everyday Spending in 2024

Cash-back credit cards are a popular choice for consumers looking to earn rewards on their everyday purchases. In 2024, several cash-back credit cards stand out for their generous rewards, low fees, and other perks.

Let’s explore some of the best cash-back credit cards for everyday spending in 2024:

U.S. Bank Cash+® Visa Signature® Card

Best Cash-Back Card to Pair with Other Cards

Requires Excellent/Good Credit

Annual Fee: $0

$200 bonus

Offers customizable cash-back categories to suit your spending habits

Discover it® Cash Back

Best for Large Welcome Bonus Potential

Requires Excellent/Good Credit

Annual Fee: $0

Cashback Match™

Earns 5% cash back in rotating categories each quarter and 1% on all other purchases

Bank of America® Customized Cash Rewards credit card

Best for Preferred Rewards Members

Requires Good to Excellent Credit

Annual Fee: $0

$200 bonus

Offers 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs, and 1% on all other purchases

Chase Freedom Flex℠

Best Rotating Category Cash-Back Card

Requires Excellent to Good Credit

Annual Fee: $0

$200 bonus + 5% on Gas and Grocery (excluding Target and Walmart)

Earns 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter

Chase Freedom Unlimited®

Best Cash-Back Card for Travel

Requires Excellent to Good Credit

Annual Fee: $0

Up to $300 cash back

Offers unlimited 1.5% cash back on all purchases and additional rewards on travel purchases

Wells Fargo Active Cash® Card

Best Flat-Rate Cash-Back Card

Requires Excellent to Good Credit

Annual Fee: $0

$200 Cash Rewards

Earns unlimited 2% cash back on purchases

Greenlight Family Cash Card

Best for Families With $4,000 or More in Monthly Expenses and a Greenlight Subscription

Requires Good to Excellent Credit

Annual Fee: $0

No specific cash-back offer listed, but provides a unique cash-back program for families

Citi Custom Cash® Card

Best Cash-Back Card With Changeable Bonus Categories

Requires Excellent, Good, or Fair Credit

Annual Fee: $0

$200 bonus

Earns 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent

Credit One Bank® Platinum X5 Visa®

Best Cash-Back Card for Fair Credit

Requires Fair to Good Credit

Annual Fee: $95

No specific cash-back offer listed, but provides cash-back rewards for fair credit customers

Blue Cash Preferred® Card from American Express

Best Cash-Back Card for Gas and Groceries

Requires Excellent/Good Credit

Annual Fee: $0 intro annual fee for the first year, then $95

Earns $250 cash back

Offers 6% cash back at U.S. supermarkets (up to $6,000 per year, then 1%) and select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit, and 1% on other purchases

In conclusion, the best cash-back credit cards for everyday spending in 2024 offer a variety of rewards and benefits to suit different spending habits and credit profiles. Whether you’re looking for a card with rotating bonus categories, a flat-rate cash-back card, or a card with rewards for specific spending categories, there’s a card on this list that can help you earn rewards on your everyday purchases.